The day a man lost his lotto ticket

 

Title: The day a man lost his ticket

It was high noon, the sun shone like a candle in an abandoned home. This was in a town called Seren there weren't many people nor any cars passing by. Ding-Ding, ding ding the dairy shops sensor echoed around the shop as a man named Peter walked in,

“What would you like?” The woman at the cashier asked

“ I would do myself a lottery ticket thank you,” Peter replied. Peter is unlucky, he doesn't get what he needs and he is living off benefit. Winning the lottery would be a huge milestone for him.   

Scrape, scrape “ Please just one more five, YES I won the lottery I need to go to turn this in right now!” Peter was so dumbfounded he was left for words. Thump OOF!  Peter was a hay bale which tumbled onto the soft, lush grass. YawN.  When Peter woke up unconscious he started frantically searching his clothes for the missing lotto ticket but he had no luck. The dairy owner saw the man and she asked about the situation, Peter told her and she also started looking for the missing lotto ticket. Unfortunately, the woman also had no luck finding it until…  

A mysterious man in a dull, black hoodie approached them and asked in a polite way,

“ Is this yours?” Peter’s smile was so high it nearly reached Mt Everest, he gladly accepted it from the man. The mysterious man strutted along the sidewalk like geese on the grass. Peter turned the ticket in. If those people wouldn't have helped him he would have never won the lottery.

The clouds and sun scrambled away as Peter strolled back to his motel. He hopped on his Kings single bed and daydreamed “ I wonder what would have happened if those people were not there.” Fate was on Peter’s side today and he continued to live a happy life without worries.

How Banks Work.

 How Banks Work 

Do you know what a bank is? If you don't I will be telling what a bank is. For basics a bank is a physical ATM, you lend coins to the teller ( a person who gives and takes your money) and they lend you notes. Banks have been around for thousands of years. When you deposit money into the bank, they keep it in a special place called a vault. 

What is a bank account? A bank account is a safe place to store your money and yes YOU can make money by going to the bank and opening an account. For instance, you deposit $10 to the bank and they will give it to someone so they can use it. After they have used it they need to pay something called interest, you need to pay interest if you have borrowed money from someone. Let's say they pay 7% interest the bank will get 5% of that and you will get 2% of that, that's how you and the bank earn a profit. 

How to open a bank account? If you're a kid and you want to open a bank account you should start opening a KiwiSaver account. If you don't know what a KiwiSaver account is it is like a bank account but you don't need to have a job, you only need to be living in NZ. For adults, there are many banks in New Zealand to open a bank account to for example ANZ, BNZ, ASB and many more. You should open a bank account because it is an easy and safe place to store your money, when you open a bank account you will get a credit and debit card. A debit card is where you store your personal money that you have earned and a credit card is a card which stores the bank's money, if you use it then you have to pay the money back to the bank at some point.